Simulator Equipment
High-definition screens, launch monitors, and proprietary software represent a significant investment. Standard policies rarely cover them at replacement value.
Purpose-built insurance for indoor golf facilities, simulator lounges, and entertainment venues. Don't trust generic business coverage for specialized equipment.
Your simulator business combines high-value technology, hospitality operations, and active sports. Standard policies miss critical exposures specific to indoor golf.
Impact screens, projectors, and launch monitors can cost $25,000 or more per bay. Guest damage, electrical surges, and equipment failure can shut down revenue streams. Generic property policies often undervalue specialized golf technology. We structure coverage that accounts for replacement cost and lost income during repairs.
Serving beer and cocktails creates additional liability beyond general operations. Intoxicated guests pose risks both on and off your premises. Standard general liability policies exclude alcohol-related claims. Liquor liability coverage protects your business when alcohol service leads to injury or property damage.
Guests swing clubs in shared spaces where children, servers, and other patrons move freely. A backswing can cause serious facial injuries, broken bones, or dental damage. These bodily injury claims require robust general liability limits. Proper coverage ensures medical bills and legal defense are covered.
High-definition screens, launch monitors, and proprietary software represent a significant investment. Standard policies rarely cover them at replacement value.
Golf swings, shared spaces, and customer activity create unique liability exposure. We cover bodily injury and property damage claims specific to your environment.
If your venue serves alcohol, you need it. One incident can be catastrophic without the right coverage in place — we make it easy to add.
If a simulator goes down or a covered event forces you to close, business interruption coverage keeps revenue flowing while you recover.
Mechanical and electrical failures happen. Equipment breakdown coverage handles repair or replacement costs that property policies often exclude.
Your buildout, furniture, and leasehold improvements deserve protection. We tailor property coverage to what indoor golf facilities actually need.
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Specialized in Indoor Sports
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Real facility owners share how specialized coverage protects their investment and provides peace of mind.
A guest's club struck a $25,000 impact screen, causing irreparable damage. Our equipment coverage replaced the screen and minimized downtime for the facility.
A child was struck by another player's backswing in a simulator bay. Medical bills exceeded $15,000. Our liability coverage protected the owner.
An overheating projector caused smoke damage throughout the facility. Property coverage paid for cleaning, equipment replacement, and lost revenue during closure.
A guest slipped near the bar area, sustaining injuries. Our general liability and liquor liability coverage handled medical costs and legal expenses.
Water damage during construction affected a neighboring tenant's space. Our coverage paid for repairs to both spaces and protected against the lawsuit.
High-value launch monitors were stolen during a break-in. Our equipment coverage replaced the units quickly, minimizing revenue loss for the business.
Join other sim owners who stopped settling for generic coverage.